Frequently Asked Questions (problems during use, system errors)
I haven't received the email
If you do not receive an email when registering as a new user or with various notifications, please check the following.
・ Spam folder
It may be in your junk mail, so please check it again.
・ Wrong input of e-mail address
If you have checked the above points and the problem still persists, it is possible that you entered the wrong email address when you registered.We apologize for the inconvenience, but please contact us at richai@richroad.co.jp with the incorrectly registered e-mail address and the new e-mail address you want to correct.
I forgot my password
▼ Please reset from here.
Password Reset
Unable to connect to Rich AI (service)
If your browser is Internet Explorer <Internet Explorer>, you will not be able to connect (to provide a stable environment).Please use the recommended browser <Google Chrome, Microsoft Edge>.
I can not log in
Your email address/password may be incorrect.Please check the following contents.
・It is set to Japanese input ⇒ Enter in alphanumeric characters
・The Shift key input is not going well ⇒ Check for incorrect symbols and omissions in the application of capital letters
・There are spaces before and after the email address and password ⇒ Check the spaces
・The password you entered is the old one before it was changed.
How are the simulation appraisal and repair costs calculated?
Please check here.Please see.
Frequently Asked Questions (When using the service)
Is Rich AI available for free?
If you register as a member, you can use it for free.
Can properties outside the Tokyo metropolitan area (Sendai, Osaka, etc.) be registered?
Registration is available for all regions.However, due to the acquisition data, there are some functional restrictions for areas other than Tokyo and Three Prefectures.
All functions available ⇒ Properties located in Tokyo, Kanagawa, Chiba, Saitama
■ Some functions are available ((XNUMX) Property overview (XNUMX) Property list) ⇒Properties located in areas other than Tokyo and three prefectures
Overall service
Who can use Rich AI?
This is a web service that anyone who owns real estate can use.It is possible to simulate all the properties you own at once.
Is Rich AI available for free?
If you register as a member, you can use it for free.
Are there any restrictions on the regions that can be registered?
Registration is available for all regions.However, due to the acquisition data, there are some functional restrictions for areas other than Tokyo and Three Prefectures.
All functions available ⇒ Properties located in Tokyo, Kanagawa, Chiba, Saitama
Some functions are available ((XNUMX) Property overview (XNUMX) List of owned properties (XNUMX) Balance chart display only) ⇒Properties located in areas other than Tokyo and three prefectures
Is there a maximum number of properties that can be registered?
There is no upper limit on the number of properties.You can register any number of properties and use it for simulation.
Is it possible to simulate compartmentalized condominiums?
You can simulate either an entire apartment or a sectioned apartment.
Start ⇒ Login
Where can I log in for the first time?
Please register here.
About recommended browsers
Recommended browsers are Google Chrome and Microsoft Edge.
Basic function & utilization guide
What is <operating CF/cumulative operating CF>?
Operating CF (cash flow): Refers to rental income for one year (single year). = Income Gain / BTCF(Before Tax Cash Flow)
Cumulative operational CF (cash flow): Refers to the cumulative (total) rental income from the 1st year to the Nth year. = Income Gain / Total BTCF
* Richi's operating CF is the value before tax.
What is <sales CF>?
Sale CF (cash flow): Refers to the profit on sale when the property is sold. = capital gain
How is the <selling price> calculated?
It is an appraisal price calculated by AI based on property data of over 2 million properties.
* In collaboration with “Gate.” provided by Leeways Co., Ltd., we assess and calculate the sales price based on the yield, vacancy rate, and predicted rent calculated by AI based on the real estate data of over 2 million properties. increase.
How are <selling expenses> calculated?
5% of the selling price.
Sales expenses = sales (assessment) price x 0.05
How is the <loan balance> calculated?
It is calculated by subtracting the repayment amount according to the years from the value entered when registering the owned property.Loan balance = loan balance at the time of property registration – loan repayment amount
Is it possible to calculate the tax amount and depreciation?
Currently, it is not designed to take the tax amount into consideration.Taxes will vary greatly depending on the characteristics of the property and the customer's situation, so please contact us individually for details.
What is <LTV>?
LTV (Loan To Value) Calculation formula: LTV = loan amount / property price
The ratio of the borrowed amount to the property price.There is also a way to say financing.In general, LTV at the time of property purchase is considered to be 60 to 80% as a guideline.
What is <DSCR>?
DSCR (Debt Service Coverage Ratio) Formula: DSCR = NOI/ADS
The ratio of NOI (net operating income) to ADS (annual interest and principal repayments). The higher the DSCR, the more certainty of loan repayment and the lower the probability of default.Generally, 1.2 to 1.3 or more is considered as a guideline.
What is the formula for calculating major repairs?
Referred from the Ministry of Land, Infrastructure, Transport and Tourism - Planned Repair Guidebook.Detail isPlease check here.please look at