By answering the questions according to the future image displayed in the life type diagnosis, you can check the real estate type that suits you.

The main real estate type of "income, tax savings, inheritance" and one-point advice according to the customer's request will be displayed.

For details, Please check here.

From the ``Search from property list'' screen, you can search for properties by narrowing down the property types that match yours.

By answering the questions according to the future image displayed in the life type diagnosis, you can check the real estate type that suits you.

The main real estate type of "income, tax savings, inheritance" and one-point advice according to the customer's request will be displayed.

For details, Please check here.

From the ``Search from property list'' screen, you can search for properties by narrowing down the property types that match yours.

You can register your property from ``Register your property'' and check the list of properties from ``List of registered properties.''

You can check each AI assessment value from "AI Assessment Results" on the "Real Estate Investment Analysis Screen".
Items that can be confirmed: ① AI-assessed sales price ② AI-assessed annual rent ③ AI-assessed vacancy rate

You can check the evaluation summary of investment indicators from "Investment analysis results" on the "Real estate investment analysis" screen.

Items that can be confirmed: (XNUMX) DSCR (ratio of rent to repayment amount) (XNUMX) LTV (ratio of borrowing amount to expected sales amount) (XNUMX) Years in which profits are maximized (year in which operating CF + sales CF are maximized)

★ Operating CF refers to income gains, and sales CF refers to capital gains.Displays the timing at which the total estimated value of rental income (operating profit) and profit on sale is maximized.The number of years varies depending on the age of the property, location, loan repayment ratio, etc.

From the ``Investment Analysis Results'' on the ``Real Estate Investment Analysis'' screen, you can check the indicators ``DSCR and LTV'' that financial institutions emphasize when lending.

<DSCR> Debt Service Coverage Ratio - The degree of margin/safety related to rental income and loan repayments DSCR = Effective income ÷ Annual loan repayment amount DSCR (Debt Service Coverage Ratio) Relative to ADS (annual principal and interest repayment amount) This is the NOI (net operating income) ratio. The higher the DSCR, the greater the certainty of loan repayment and the lower the probability of default.Generally, a value of 1.2 to 1.3 or higher is considered a guideline.

<LTV> Loan To Value Ratio - Level of margin/safety related to property price (market price) and loan ratio LTV = Loan balance ÷ AI assessed sales price LTV (Loan To Value: Loan To Value) This is the ratio of the loan amount to the property price.There is also a term called financing.Generally, the LTV when purchasing a property is considered to be 60-80%.

You can check the timing, location, and estimated cost of major repairs for a property from ``03: Large-scale repair forecast'' on the ``Real Estate Investment Analysis'' screen.The estimated repair cost is calculated based on the Ministry of Land, Infrastructure, Transport and Tourism's planned repair guidebook.

In the sale simulation on the sale/purchase simulation screen, you can check the change in expected full-occupancy income when you sell, replace, or purchase additional properties.

You can output and save the simulation results from the "Print this screen as PDF" button on the upper right side of the real estate investment analysis screen and sale/purchase simulation screen.

When registering a property, if you register the ``Status of the real estate to be registered'' as ``Owned'', you will receive management advice from a real estate appraiser from time to time.

Examples of comments from real estate appraisers:
■About property characteristics and location conditions from the appraiser's perspective
・Positive evaluation and features considering distance from the nearest station and surrounding environment
・Expected trends in rental demand groups

■About cash flow/investment management
・Balance status between rental income and loan repayment amount
・About investment safety, DSCR and LTV
・About the implementation timing and cost of large-scale repairs