Rich Eye Usage Guide

By answering the questions according to the future image displayed in the life type diagnosis, you can check the real estate type that suits you.

The main real estate type of "income, tax savings, inheritance" and one-point advice according to the customer's request will be displayed.

For details, click here

From the middle of the life type diagnosis screen onwards, you can check the list of registered owned properties.

In the property summary column of the life type diagnosis and real estate investment analysis pages, you can check the characteristics of individual properties on the characteristic radar chart for each property.

The characteristics of the property are divided into the same three main types as the results of the life type diagnosis, "income, tax savings, and inheritance", and further details are displayed according to the property's fixed asset tax, building age, and other details.

For details, click here

On the real estate investment analysis screen, you can check individual simulations for each property.

at the top of the screenYou can switch to the property you want to see at any time from the "Property Switch" tab.

You can check the financial status and long-term simulation of the entire registered owned property from the "current asset status" item on the sale/purchase simulation screen.

You can check the AI ​​assessment value from the real estate analysis screen "AI prediction simulation" > "AI assessment result".

Items that can be confirmed: (XNUMX) AI-assessed sale price (XNUMX) AI-assessed annual rent (XNUMX) AI-assessed vacancy rate

Real estate investment analysis screen You can check the evaluation summary of investment indicators from "AI prediction simulation" > "Investment analysis results".

Items that can be confirmed: (XNUMX) DSCR (ratio of rent to repayment amount) (XNUMX) LTV (ratio of borrowing amount to expected sales amount) (XNUMX) Years in which profits are maximized (year in which operating CF + sales CF are maximized)

★ Operating CF refers to income gains, and sales CF refers to capital gains.Displays the timing at which the total estimated value of rental income (operating profit) and profit on sale is maximized.The number of years varies depending on the age of the property, location, loan repayment ratio, etc.

You can check the remaining amount before tax from the bottom right of the "Summary of simulation results" display on the real estate analysis screen.By sliding the orange round button to the right, you can check the remaining amount if you sell at any time.

Real estate investment analysis screen - Check the number of vacancies that the property can withstand (break-even point: BEP) from the left end of the three light blue boxes in the middle, ``If the number of vacant rooms reaches XX rooms, there will be no room for the loan repayment amount.'' can.

* Within Rich AI, the term BEP (Break Even POINT) itself is not explicitly stated.

You can check the ratio of annual net income to annual loan repayment amount from "04: Current financial situation - DSCR" on the real estate investment analysis screen.It is said that the higher the number, the more room there is in repayment capacity, and you can check the degree of room in rent income for the loan repayment amount with the three colors of "light blue, yellow, and blue."

In "04: Current Financial Status-LTV" on the real estate investment analysis screen, you can check the ratio of the loan balance to the real estate price (AI appraisal estimated sales amount). LTV (Loan To Value) is an indicator that financial institutions emphasize when lending.The lower the ratio, the higher the collateral capacity is evaluated, and the wider the range of options, such as additional acquisition of properties and sales activities in anticipation of profit on sale.

You can check the timing, location, and approximate amount of large-scale repairs of the property from "03: Large-scale repair forecast" on the real estate investment analysis screen.The estimated amount of repair is shown as an approximate amount based on the Planned Repair Guidebook of the Ministry of Land, Infrastructure, Transport and Tourism.

*Income gain: Shown as operating cash flow

*Capital gains: Shown as sales cash flow

You can check the income gain of the property from the light blue line graph "Operating CF" of "01: Sales cash flow" in the middle of the real estate investment analysis screen.

Similarly, you can check the capital gain of the property from the navy bar graph "CF for sale" in "01: Cash flow for sale".

The numbers in 01: Cash flow graph for sale and 02: Cash flow table on the real estate investment analysis screen correspond.Refer to the graph displayed above if you want to visually grasp the overall trend, and refer to the table displayed below if you want to check more detailed figures than just an overview.By checking data from both tables and graphs, you can perform more accurate real estate investment analysis.

In the light blue line graph in the real estate investment analysis screen "01: Sales cash flow", you can check the operating cash flow (total income - expenditure other than tax) up to 30 years later.

In the red line graph "sales price" in the real estate investment analysis screen "01: Sales cash flow", you can check the fluctuations in the expected sales amount (AI assessed amount) in 5 years, 10 years, and beyond. I can.

In the light blue line graph "Operating CF" of the real estate investment analysis screen "01: Sales cash flow", you can check the change in annual rent income (operating CF) in 5 years, 10 years, and beyond. increase.

In the yellow line graph "cumulative operational CF + sales CF" in the real estate investment analysis screen "01: Sales cash flow", you can check the change in investment value (income gain + capital gain) and the number of years when it peaks. .

You can check the transition of the loan balance of the property and the timing of repayment from the light blue bar graph on the real estate investment analysis screen "01: Sales cash flow".

You can change the vacancy rate of the property from "Vacancy rate" of "02: Operational information" on the property information edit screen.

You can output and save the simulation results from the "Print this screen as PDF" button on the upper right side of the real estate investment analysis screen and sale/purchase simulation screen.

In the sales simulation on the sales/purchase simulation screen, you can check the change in annual rent income (operating CF) when you sell the property you currently own.

You can check the Rich Eye simulation calculation formula from the bottom of the table of contents "■ Calculation Formula List" in the side menu "Usage Guide".

From the new property registration/edit screen “02: Operational information”, press the + button next to “Operating cost breakdown” to display a form that allows you to calculate detailed running costs. ⚠︎ In order to enter the "02: Operational information" item, it is necessary to enter "01: Property overview". (To prevent input leaks)

You can register a property image from the "5: Property detailed information > Property image" area on the property registration/edit screen. *Up to XNUMXMB

You can register the repair history of the property from "XNUMX: Property detailed information > Repair history" on the property registration/edit screen.The timing of large-scale repairs is automatically calculated based on the registered repair history.

You can register properties other than Tokyo, Kanagawa, Chiba, Saitama from the new property registration screen.However, due to the acquisition data, the only real estate-related function that can be used is the display of "property overview, owned property list".