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Question Title: Real Estate Investment
Nice to meet you.
I am a XNUMX-year-old office worker currently living in Chiba Prefecture.
Immediately, I would like to start investing in real estate in second-hand properties,
About 100 million on hand and about 5 million on home (newly built 500 years ago) loan
It remains.
I thought about various patterns
XNUMX. Start using an investment loan now.
XNUMX. Save one year and buy one room in cash
XNUMX. Save a year and buy a family type with a loan
XNUMX. Save for a year and buy an apartment with a loan
I think you can get a loan, but what pattern is
Is that all right?
By the way, because I am from Osaka, I would like to increase the number of owned properties in Osaka.
Please tell us if you have any other good plans.
Thank you for your consideration.
Try to calculate back from the landing point ...
Dear hirariiman, Nice to meet you.My name is Tokuda from Rich Road.When starting real estate investment, it is important for him to clarify these two objectives: 1. From what point do you want to earn income? 2. How much income do you want to earn? As for 2., for example, if you want to make a profit immediately, we recommend buying cash. Regarding 1., depending on whether you want to earn 10 yen or 30 yen a month, I think it would be a good idea to start by calculating backwards from the future landing point. In the case of Mr. hirariiman, since his own funds are 2 million yen, it would be better to purchase a second-hand one-room apartment about 20 years old with a loan of about 40 to 100 million yen.Since you are 20 years old, you are still young, so I would like you to choose a property in a good location and well-maintained property that will generate a solid rental income 600 to 700 years from now.Family-type apartments have lower yields, so they are considered a luxury item compared to studio apartments.In addition, in the case of a single building such as an apartment, repairs of the entire building will suddenly incur large expenses, so there is a risk if you do not have enough money.In the case of one-room apartments, you can diversify your risk by owning multiple apartments.If you have any questions, please feel free to contact us anytime.Then...
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Answer staff: Rie Tokuda
