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Question title: Condominiums for investment
Concerning investment condominiums, while I am willing to buy them, I am not sure if they will work.
The location is about XNUMX minutes on foot to the Mita line, station, XNUMX minutes to Ikebukuro and Ueno.
The new construction is XNUMX million yen, the loan is XNUMX, the interest rate is XNUMX%, and the payment is XNUMX years. The set rent is XNUMX yen, which means that there is rent security.
I think my annual income is about XNUMX million yen, single and my initial investment is about XNUMX million yen.
What I'm worried about is that it's a new construction, so the initial cost is high, the final estimate is about XNUMX million deficits, and whether the rent guarantee lasts until it is paid.
Of course, it is important to be a reliable management company, but I do not know how to determine it.
I can't deny the lack of study, but I would like to invest in future pensions etc. instead of speculation.
I think it's best not to buy it while you are anxious. I would like some advice on how to study.
Keep in mind the exit strategy ...
Dear TAISHO, Nice to meet you.My name is Tokuda from Rich Road. I have heard from Mr. TAISHO, 1. Mr. TAISHO is still young at the age of 35, and 2. Mr. TAISHO thinks that rent income will help him with his pension in the future. I don't think it's the wrong way to buy a newly built condominium with a 2-year long-term loan that will earn you rent.However, I would like you to understand that it is very difficult to sell the property before the loan is paid off, which is a major risk when purchasing a newly built condominium.It goes without saying that the developer's profit is included in the price of a newly built condominium.And since the condominium price will drop sharply for 20 to 30 years after purchase, the current situation is that the remaining debt of the loan cannot keep up.So, if for some reason you have to sell the apartment during the loan repayment, you may have to add a lot of cash and cancel the mortgage.Exit strategy is also important for investment.If you are confident that you can keep it for a long time, I think a new construction is good, but if you might sell it on the way, it might be better to consider a second-hand condominium.First of all, how about rebuilding your life plan?If you have any questions, please feel free to contact us anytime.Then...
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Answer staff: Rie Tokuda
