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Question title: Investment in newly built studio apartments
Recently I received a solicitation.
Within 3km from Tokyo station, within 2 minutes from the Toei Oedo Line station. Price is in the XNUMX million yen range
I think it's a good place because it's close to the station and it's easy to get to the city center.
However, if you buy with almost debt, it usually seems to fail due to rising interest rates, falling rents, and falling asset values.
Who should be investing in a studio apartment and what should they do?
Any solicited property is said to be okay because it is close to the station, or as a tax saving, insurance substitute, or pension substitute.
I wonder if I will really earn rent in 20 years.
Please tell me if you like.
In the age of deflation ...
Welcome to SHOT.My name is Tokuda from Rich Road.There seems to be a lot of questions these days about whether it's okay to buy a newly built condominium.In the 30s and 2000s, when real estate prices rose steadily, people's incomes increased, and rents rose, I don't think there was much risk in taking out a long-term loan.But now is not the time.For example, if you make a full loan of 2.9 million yen with an interest rate of 30% for 83,245 years, the monthly repayment will be 30 yen, and the total payment over 3000 years will be over 30 million yen.Currently, the market price for a 1000-year-old apartment in Minato Ward is below 10 million yen.Also, even if the rent is close to 30 yen at first because it is a new building, the rent will be less than 7 yen around 1500 years old.Only high-income earners with an annual salary of 1 million yen or more can purchase a newly built condominium, record loan interest and depreciation expenses, and aim for tax savings by combining salary income and profit and loss.The most attractive aspect of real estate investment is the stable rental income.Therefore, it is best to purchase a condominium in a good location, 2. 15 to 25 years old condominium, 3. Cash or 2 to 3% down payment, and 4. Repay with a short-term loan. I think.From what I have heard, I think that this condominium is in a very good location, and I think it will be a place where rental demand can be expected in the future.However, it seems that the purchase method for that is a little difficult... If you have any questions, please feel free to contact us anytime.Then...
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Answer staff: Rie Tokuda
