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Question Title: Real Estate Investment
Nice to meet you.
I am 40 years old living in Tokyo.
The 70-year-old parents own the apartment (about 20 million annually for 320 years). When I tried to increase my property, my parents couldn't borrow a loan, so we asked if we could do it together under a joint name.
Both sides have about 1200 million funds.
I think there are many ways to invest in the apartment, including what to do in the future, but I am an amateur so I would like to ask you a question to help you decide on your direction.
1200. Buy a used one for your XNUMX.
1200. Borrow a loan with XNUMX down payment. You can buy a studio, b apartment, c family
3. Sell your apartment and buy it with cash. It is unknown whether it will sell. The target is the above three patterns.
For now, the above pattern is possible.
However, I currently have about 800 million home condominium loans. The plan my parents are thinking about is XNUMXc.
If possible, I will continue to study and increase the number of properties owned by me.
Please tell us if you have any other good plans.
Thank you for your consideration.
As an inheritance measure
nice to meet you.My name is Tokuda from Rich Road.If your parents own an apartment, as an inheritance measure, 2, make a down payment of 1200. It seems.In this parent-child loan, the parents are the debtors, and the confused head is the joint debtor.In the unlikely event that the parents pass away, the confused head will take over the debt. .As you know, your parents can reduce the inheritance tax by leaving a negative property in the future.Depending on the price of the property to be purchased, a 20-year-old apartment may be co-financed.If you choose to purchase a one-room apartment, an apartment building, or a family-type girlfriend, either b or c would be a good choice, depending on your future plans. If it's c, it can be used by parents, confused heads, and grandchildren in the future.Regarding parent-child loans, why not ask your local trust bank for more details?Then...
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Answer staff: Rie Tokuda
